About SMBkits
SMBkits builds small, focused, free tools for people running a small business — calculators for pricing and margins, generators for the paperwork nobody enjoys writing, and anything else that saves a few minutes of a busy day.
Calculators run entirely in your browser — nothing you type is sent anywhere. A handful of AI-powered generator tools send only the text you enter to Google's Gemini API to produce a result; each of those pages says so. Either way, there's no account to create and no card to enter.
We keep the site running with a small amount of advertising rather than by charging small business owners for a calculator. If a tool is useful to you, that's the whole point.
SMBkits is an independent, small project — not affiliated with any of the software or platforms our tools help you work with.
What you can find here
29 free tools in five groups: pricing and margins, financial planning, invoicing and payments, hiring and people, and marketing and content. There are also 38 guides that explain the calculations and the paperwork behind them, with worked examples. Start from the tool list or the guides.
How we build and check things
- Each calculator states its formula in plain words on the page, so you can check the result by hand.
- Guides explain the formula, work through an example with fictional numbers and list common mistakes.
- Outside facts such as tax rates, fees and platform rules appear only where we read an official source, and the source is linked.
- We do not publish benchmark numbers we cannot source. Where a figure varies by country or industry, we say to check your own.
- Tools that use AI say so on the page and send only the text you enter to Google's Gemini API.
Corrections and contact
If you find a mistake, email hello@smbkits.com or use the Contact page. We check the claim against its source and correct the page. The content is general information, not financial, tax or legal advice.